Commercial Property Insurance

What is Commercial Property Insurance?

Commercial Property Insurance protects your business’s physical assets from risks such as fire, theft, and natural disasters. This insurance is essential for safeguarding the infrastructure and equipment that your business relies on to operate.

What Does Commercial Property Insurance Cover?

Commercial Property Insurance typically includes the following coverages:

• Building and Structures: Covers the physical building where your business operates.
• Equipment and Inventory: Protects your business equipment, tools, and inventory from damage or loss.
• Furniture and Fixtures: Covers the cost to repair or replace furniture, fixtures, and other contents.
• Business Interruption: Provides coverage for loss of income if your business is temporarily closed due to a covered loss.

Who Needs Commercial Property Insurance?

Any business that owns or leases physical property should consider having Commercial Property Insurance. This coverage is particularly important for businesses that rely heavily on physical assets to operate, such as retail stores, manufacturers, and service providers.