General Liability Insurance

What is General Liability Insurance?

General Liability Insurance is a type of commercial insurance that provides coverage for your business against claims of bodily injury, property damage, and other liabilities that may arise during normal business operations. This insurance is essential for protecting your business from potentially devastating legal costs and settlements.

What Does General Liability Insurance Cover?

General Liability Insurance typically includes the following coverages:

• Bodily Injury: Covers medical expenses and legal fees if someone is injured on your business premises or by your business operations.
• Property Damage: Covers costs associated with damage to someone else's property caused by your business.
• Personal and Advertising Injury: Provides coverage for legal expenses related to claims of libel, slander, copyright infringement, and more.
• Medical Payments: Covers immediate medical expenses for injured parties, regardless of fault.

Who Needs General Liability Insurance?

Almost every business, regardless of size or industry, should consider having General Liability Insurance. This coverage is particularly important for businesses that interact with the public, have a physical location, or provide services that could potentially harm clients or customers.